Financial Literacy

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Financial Literacy

 


What is “Financial Literacy”?

“Financial Literacy is the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being.”

Personal financial literacy is more than just being able to balance a checkbook, compare prices or get a job. It also includes skills like long-term planning for the future and the discipline to use those skills every day. Here are some financial literacy tools to help you on your way to financial success!


Quick Links:


Tools and Resources

The goal of our Financial Literacy Program is to provide our students with the tools and resources necessary for them to be successful in their financial life, while in college and well beyond graduation. Below you will find links to helpful tools and resources:

 

CashCourse

When you’re a student, it can feel like money is always tight. You’ve got bills, rent, and tuition to pay, and you want to have enough money for fun too. So, how can you get on the path to a great financial future? CashCourse is a real-life guide to taking charge of your money. Their online personal finance tools help you build real life financial skills.

  1. It’s easy to use. CashCourse offers you a customizable set of tools, so you can make decisions that fit your life.
  2. It’s free and safe. You can trust that the information on CashCourse is independent and noncommercial, and that they will never try to advertise any products or services to you.

Learn more and take the course at:

 

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Fedloan Servicing

FedLoan Servicing was established to support the U.S. Department of Education’s ability to service student loans owned by the federal government. They are one of a limited number of organizations approved by the Department of Education to service loans owned by the federal government. They have tools and resources available to help you manage your student loans.

Click on the link below to access information on Federal Loan Basics & Resources:

 

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Annual Credit Report

Your credit reports matter:

  • Credit reports may affect your mortgage rates, credit card approvals, apartment requests, or even your job application.
  • Reviewing credit reports helps you catch signs of identity theft early.

FREE Credit Reports. Federal law allows you to:

  • Get a free copy of your credit report every 12 months from each credit reporting company.
  • Ensure that the information on all of your credit reports is correct and up to date.

Follow the link for more information or to retrieve your Annual Credit Report:

 

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Federal Trade Commission – OnGuardOnline:

Tips to help you stay safe and secure online. Check out the FTC’s free online security tips and resources, and share with your friends, family, coworkers, and community.

Follow the link below to learn more about computer security, Public Wifi Networks and how to identify Common Online Scams:

 

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National Endowment for Financial Education (NEFE):

The National Endowment for Financial Education (NEFE) is the leading private nonprofit 501(c)(3) national foundation dedicated to inspiring empowered financial decision making for individuals and families through every stage of life.
With more than a quarter-century of dedication to the public good, NEFE continues its legacy of service with commitment to providing financial education and practical information to people at all financial levels, including:

  • Youth and adult financial education resources
  • Training tools from the classroom to the workplace
  • Research and consumer surveys

 

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ECMC Group: Helping Students Succeed

ECMC Group and its family of companies provide financial tools and services, nonprofit career education, and job placement services to help students succeed and achieve their academic and professional goals.

Please follow the link below to access ECMC.org’s plethora of financial resources:

 

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TISLA: Fair, Free, Student Loan Advise

In their own words: “The Institute of Student Loan Advisors (TISLA) was created to ensure that all consumers have access to fair, free, student loan advice and dispute resolution. We will never charge consumers for our services and do not require registration or affiliation to utilize our services. While we encourage all student loan borrowers to talk to their loan holders for help, we understand that sometimes, you just want a second opinion or need additional help. That’s why we’re here.”

 

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NFCC: Begin a brighter financial future today

The National Foundation for Credit Counseling® (NFCC®), founded in 1951, is the nation’s largest and longest-serving nonprofit financial counseling organization. The NFCC’s mission is to promote the national agenda for financially responsible behavior, and build capacity for its members to deliver the highest-quality financial education and counseling services.

 

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360 Degrees of Financial Literacy: Get Started on Your Financial Future

Too many people adopt a “tomorrow” attitude when it comes to their money. Or worse, they panic because yesterday has already come and gone leaving in its wake a whole lot of shouda, coulda and wouldas.
Both approaches share the same problem. You give your financial power away – power that’s in your grip today.
That stops now…let’s get your future started! Click on the link below to learn about Budgeting, Goal Setting, Spending and more:

 

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Smart About Money (SAM): A program from the National Endowment for Financial Education (NEFE)

You try to be physically healthy. Watch what you eat. Exercise. But are you doing the right things to be financially healthy too?
Smart About Money (SAM) is a free, unbiased website where you can find articles, resources, calculators and tips to help you manage your money through life’s ups and downs.

Click on the SAM icon below to be directed to SAM’s main site or the calculator icon to access their many financial calculators available:

 

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Love your Money

Love Your Money is a proven and successful online financial education program designed to provide money management tools, set goals, and to save and invest wisely. The site offers an online tutorial. The course includes topics such as building wealth, budgets, credit cards, debt, 401 (k) programs, employer benefit packages, identity theft, and more.

 

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Videos

Students See The Cost of College in Ping Pong Balls

Presented by BuzzFeed & Thrivent

 

 

 


 

Why Did I Just Buy That?

A Dave Coyne Video

 

Host Dave Coyne leads viewers through an exploration of what behavioral economics reveals about why we spend, save (or don’t save) and the way we think about money. Dave meets with innovative thinkers who mix economics with psychology. Their experiments and insights into our financial behavior teaches us to recognize how our brains and the marketplace can trick us into spending money.

 

 


Fun Zone: Play the Game!

 

Kahoot! Test Your Knowledge!

To play the game simply click on the link and then either download and open the Kahoot App on your phone or open a second window on your computer (please note you will have to have side by side windows open to play the game. One window shows you the questions and the other one is for your answers. Have your friends join inn, the more the merrier!
 

Credit: Everything You Need to Know

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Paying Back Your Student Loans

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Money Potholes

Coming April 23rd 2019

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Dealing With Debt

Coming May 15th 2019

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Soccer anyone?

Take your financial knowledge to the field!

 

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Gen i Revolution: Do you have what it takes to complete the mission?

Brought to you by the Council for Economic Education

The Gen i Revolution consists of sixteen interactive missions in which students complete a variety of activities to help them learn important personal finance concepts. Within each mission, students are introduced to a character who is facing a particular financial crisis. As a part of the Gen i Revolution, the student learns about the crisis, strategically selects “Operatives”, and then completes activities with the ultimate goal of solving the mission.

Join the Revolution!

 

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FAFSA: The Truth, the Myths, the Tweets

 

The Real Truth About Financial Aid

 

 

 

 

 

 

 

 

 

How to minimize your risk of identity theft
How to use your credit report to spot identity theft