What is “Financial Literacy”?
“Financial Literacy is the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being.”
Personal financial literacy is more than just being able to balance a checkbook, compare prices or get a job. It also includes skills like long-term planning for the future and the discipline to use those skills every day.
Here are some financial literacy tools to help you on your way to financial success!
Wi-Fi hotspots – like the ones in coffee shops, airports and hotels – are convenient, but often aren’t secure. Check out these tips to help protect your personal information online.
The FTC explains malware, a common method that criminals use to gain access to online data.
The FTC provides tips on how to protect yourself when sharing online.
When you’re a student, it can feel like money is always tight. You’ve got bills, rent, and tuition to pay, and you want to have enough money for fun too. So, how can you get on the path to a great financial future?
CashCourse is a real-life guide to taking charge of your money. Their online personal finance tools help you build real life financial skills.
- 1. It’s easy to use. CashCourse offers you a customizable set of tools, so you can make decisions that fit your life.
2. It’s free and safe. You can trust that the information on CashCourse is independent and noncommercial, and that they will never try to advertise any products or services to you.
Learn more and take the course at http://www.cashcourse.org/
Collect your tips!
This booklet is a collection of 40 money management tips every young adult needs to know before heading out into the real world.
LIFE IS TOUGH!
Play the Game that makes “FRUGALITY” the cool new buzzword.
Why Did I Just Buy That? Watch the Video!
Host Dave Coyne leads viewers through an exploration of what behavioral economics reveals about why we spend, save (or don’t save) and the way we think about money. Dave meets with innovative thinkers who mix economics with psychology. Their experiments and insights into our financial behavior teaches us to recognize how our brains and the marketplace can trick us into spending money.
From maximizing financial aid to choosing the right school, COLLEGE GAME PLAN covers the bases parents and students need to ace the college-planning process.
Love your Money
Love Your Money is a proven and successful online financial education program designed to provide money management tools, set goals, and to save and invest wisely. The site offers an online tutorial. The course includes topics such as building wealth, budgets, credit cards, debt, 401 (k) programs, employer benefit packages, identity theft, and more.
You try to be physically healthy. Watch what you eat. Exercise. But are you doing the right things to be financially healthy too?
Smart About Money (www.smartaboutmoney.org) is a free, unbiased website where you can find articles, resources, calculators and tips to help you manage your money through life’s ups and downs.
Get Started on Your Financial Future
Too many people adopt a “tomorrow” attitude when it comes to their money. Or worse, they panic because yesterday has already come and gone leaving in its wake a whole lot of shouda, coulda and wouldas.
Both approaches share the same problem. You give your financial power away – power that’s in your grip today.